The sharing economy has created new opportunities for regular people to put their excess capital to work. Person-to-person (P2P) lending platforms such as LendingClub and Prosper are reputable outlets for nonaccredited individuals seeking above-average returns on investment – anywhere from 4% to more than 10% annually, after accounting for nonperforming loans and the platforms’ service charges. Internet Marketer
Making some extra side hustle cash doesn't actually have to be that complicated. As someone who's been immersed in the field of online income generation for nearly two decades now, I can tell you that it takes some work. However, there are several clear paths forward. At the end of the day, it all boils down to what your goals are and just how much you're looking to automate your income.

Pitches to be your own boss. Our Consumer Action Center is hearing from a lot of callers who go to help-wanted sites, find an opportunity that looks good and then contact the supposed employer. It turns out to be a pitch for owning your own business, with promises of huge money. Unfortunately, the only ones making money are the people pushing startup kits for a fee.
If your audience is looking to launch an online business, migrate their ecommerce platform, or simply interested in ecommerce content, we encourage you to apply for the BigCommerce affiliate program. Our team will carefully review your application. Once approved, you will receive access to support, tracking, reporting, payments, and have your own unique affiliate link to track every referral you generate. BigCommerce is committed to the success of our affiliate partners.
Do you have photo skills or live in an area where images are in demand? “Stock photography websites are huge repositories of photographs, covering almost every possible subject you could imagine,” advises International Living. So how does it work? Photographers can upload their images to any one of a number of huge databases, allowing magazine editors, designers or any organization with a website to buy them. And the beauty of stock websites: Photos can be sold any number of times—so you can continue to make money without any effort. Photography sites to check out include Shutterstock, Photoshelter and Getty Images.

Help raise money for the causes you believe in. You can take on a full-time entry-level job that requires you to communicate directly with potential or existing donors. Or if you have the experience, you can snag a more senior-level position, such as the grants and development manager job at MedGlobal, which requires proven grant writing and fundraising strategy development abilities. Affiliate Marketing


Build a Portfolio. Unless you’re very lucky or a credentialed expert in a sought-after niche, such as law or accounting, your first freelance writing gigs probably won’t come with a byline. But that doesn’t mean you can’t add your early work to your writing portfolio with permission from your clients. The more pieces you produce, the more variety you’ll have to show clients down the line. As your portfolio grows, use a professional website or content marketing platform like Contently to present it publicly. Affiliate Marketing

According to Statistica, 76% of the U.S. population has at least one social networking profile and by 2020 the number of worldwide users of social media is expected to reach 2.95 billion (650 million of these from China alone). Of the social media platforms, Facebook is by far the most dominant - as of the end of the second quarter of 2018 Facebook had approximately 2.23 billion active users worldwide (Statistica). Mobile devices have become the dominant platform for Facebook usage - 68% of time spent on Facebook originates from mobile devices. Other popular social media platforms for marketing include WhatsApp, WeChat, Instagram, Twitter, LinkedIn, Pinterest, and YouTube. Internet Marketer


Bluehost, a web hosting platform that supports more than 2 million websites, offers a phenomenal affiliate program for any business or entrepreneur looking to monetize their blog or website. If you promote Bluehost's products or services on your own blog or website (either through custom banners or links), you can earn anywhere from $65 to $130 per sale generated from your website — an incredibly high fee. Earn Online

As more companies transition to a remote workforce, the number of virtual call center jobs increases. Experience in an office call center or even a retail job is often enough to land a home-based call center job. If you speak more than one language, consider getting a bilingual call center job, which tends to have more perks due to the additional knowledge needed. Internet Marketer
Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered.
Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card companies and banks from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyCrashers.com does not include all banks, credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, Chase, U.S. Bank, and Barclaycard, among others. Affiliate Marketing
Amazon. Many people don’t realize that Amazon is a haven for third-party sellers cleaning out their attics and garages. If you plan to sell more than 40 items per month on Amazon, consider registering as a professional seller. You’ll need to pay a roughly $40 monthly subscription fee, a referral fee that usually ranges from 6% to 20%, and a per-item closing cost for media items. You won’t pay the per-item selling fee, however. Alternatively, you can register as an individual seller. The fee schedule is the same as for professionals, except you do have to pay the selling fee and don’t have to pay the subscription fee.
But we do have to make money to pay our team and keep this website running! Our partners compensate us. TheCollegeInvestor.com has an advertising relationship with some or all of the offers included on this page, which may impact how, where, and in what order products and services may appear. The College Investor does not include all companies or offers available in the marketplace. And our partners can never pay us to guarantee favorable reviews (or even pay for a review of their product to begin with).
Have you heard of drop-shipping? It’s a method of retail where the seller doesn’t actually have a physical inventory. Instead, when a customer makes an order, you purchase the item from a third party, and they ship it directly to the customer. “This means you’ll never have to fork over a single dime to store your products or maintain your inventory,” advises International Living. “And you’ll never have to buy products in bulk, hoping to sell enough to recoup your investment.” This method can be done with online selling platforms like eBay or Amazon. You can find out more about drop-shipping in this helpful article from Shopify. Internet Marketer
Sites like Cookening, EatWith, and MealSharing are to restaurants what Airbnb is to hotels. Sign up as a host to earn dough by cooking and serving meals to guests in your home. It's up to you what you want to cook and how many people you can accommodate. Cooks are paid directly through the site, so no cash ever changes hands. The earning potential for becoming a cooking host is $50-$100 per meal.

That puts contact tracers in high demand. In fact, a recent report from Johns Hopkins Bloomberg School of Public Health estimates that the nation needs about 100,000 new contact tracers to help manage the COVID-19 outbreak. But you can still expect the competition to be fierce for this remote position. Education and work experience requirements vary by employer, but the CDC’s job posting specifies that at least a high school diploma is required, and a bachelor’s degree is preferred. Otherwise, the major requirements include strong communication abilities — you’ll spend most of your time on the phone closely following a script — computer skills and empathy. Being multilingual may help boost your chances of getting hired. Training is provided. (Even if you’re not planning to be a contact tracer, you can take a free online six-hour training course developed by Johns Hopkins, just to learn more about COVID-19.) Affiliate Marketer
Many media, marketing, and advertising companies rely on freelance artists for photography, graphic design work, illustrations, and more. You'll likely need to show a portfolio of work related to your desired projects or gigs, so make sure to have one handy before applying. Platforms like Fiverr and Upwork can help connect you with these opportunities. Affiliate Marketer

Developing and monetizing microsites can also garner a serious amount of sales. These sites are advertised within a partner site or on the sponsored listings of a search engine. They are distinct and separate from the organization’s main site. By offering more focused, relevant content to a specific audience, microsites lead to increased conversions due to their simple and straightforward call to action.


Though seeing and hearing your name in print is a worthy accomplishment in and of itself, selling audiobooks probably won’t make you rich. In most cases, your royalty-sharing arrangement will amount to just a few dollars per download. A lot depends on the extent to which you promote your audiobook and how visible it is on platforms such as Audible and iTunes. If you’re lucky, a successful audiobook can generate a five-figure annual income stream. More obscure titles might earn just a few hundred bucks per year. Affiliate Marketing
Could you make an extra $200 per month? Sure. How about an extra $1000 per month? How would that change your life? To most, it would make a monumental difference. But what if  we were talking thousands more per month or even tens of thousands more? How would that alter the trajectory of your life? Clearly, you can make money on the internet. You just have to decide how much of your time it's worth. Affiliate Marketing

Make sure that you understand all of the potential marketing opportunities on LinkedIn. All of your customer’s key employees should have complete profiles on LinkedIn. Those managers should also post articles and blog links to the site frequently. People use LinkedIn to network, find business and also look for jobs. Use your marketing knowledge to ensure that your clients have a presence on LinkedIn. Earn Online
Because bookkeeping is a competitive industry that rewards skilled professionals with solid reputations, the surest way to break into the business is to invest in a credentialing course. For instance, Bookkeepers offers three different tracks (“communities”) for bookkeepers at various stages of learning the trade and building their businesses. Learn the ropes with Bookkeeper Launch, then progress to Bookkeeper Lab and Bookkeeper Elite – if you have what it takes. Internet Marketer
Amazon. Many people don’t realize that Amazon is a haven for third-party sellers cleaning out their attics and garages. If you plan to sell more than 40 items per month on Amazon, consider registering as a professional seller. You’ll need to pay a roughly $40 monthly subscription fee, a referral fee that usually ranges from 6% to 20%, and a per-item closing cost for media items. You won’t pay the per-item selling fee, however. Alternatively, you can register as an individual seller. The fee schedule is the same as for professionals, except you do have to pay the selling fee and don’t have to pay the subscription fee.
As of October 2018 almost 4.2 billion people were active internet users and 3.4 billion were social media users (Statista). China, India and the United States rank ahead all other countries in terms of internet users. This gives a marketer an unprecedented number of customers to reach with product and service offerings, available 24 hours a day, seven days a week. The interactive nature of the internet facilitates immediate communication between businesses and consumers, allowing businesses to respond quickly to the needs of consumers and changes in the marketplace. "Everyone has the internet in their pocket all the time, and this changes everything for small businesses" (Cory Capoccia, Forbes). Earn Online
ProTranslating. ProTranslating is a boutique agency with a sophisticated digital presence and an in-house marketing apparatus that adds value to its core services: translation and transcreation (the science of adapting prose into a second language without altering its meaning). ProTranslating focuses on expert-level content at the upper end of the market, so if you’re a professional translator with verifiable subject matter expertise, you can do very well. Beginners may want to start with Gengo or another entry-level platform before applying here.

However, with online employment comes fraudulent companies who scam job seekers into signing illegitimate offers. "There is currently a 61-to-1 scam ratio among work-at-home job leads on the internet — that is, for every legitimate job, there are 61 scams," says Christine Durst, cofounder of RatRaceRebellion.com and consultant to the FBI on internet scam. Affiliate Marketer

Another vehicle-related passive income opportunity is your home’s parking space. In crowded cities like Chicago and Boston, parking spaces are valuable commodities. If you’re fortunate enough to own or have guaranteed access to an on- or off-street parking space, you can earn money by renting it out to folks visiting or passing through your neighborhood.
The most common way to earn cash back on purchases is with a cash-back credit card. But while a credit card is a great tool for building credit, there are many legitimate arguments against using one. If your spotty credit or personal preferences preclude you from applying for a credit card, don’t sweat it. You have plenty of other opportunities to earn cash back on purchases made in the comfort of your own home. Look into these options:
Expert sales funnels often start with a free offer, also called the lead magnet. By delivering value in the lead magnet, you're creating trust with the consumer. In the next step, you'd usually find what's called a self-liquidating offer or a trip wire. These are deals that are hard to pass up, often for $7 to $47. The front-end offer is usually found beyond that along with one-time offers to help boost the lifetime value of the customer and the average cart value.
Howard Murad, M.D. has devoted his life to the science of skincare, and is one of the country's top skincare authorities. After treating individuals with various skin concerns, he began developing targeted formulas to treat skin conditions. Today, Murad is one of the leading companies in skincare products, and is popular for its treatments for acne, anti-aging, cellulite, age spot treatments, and more.
Also, companies that use mystery shoppers require professionalism and often require you to perform other tasks beyond visiting a store or restaurant. You may be asked to visit specific departments, purchase particular items, or query others for certain information. After a shopping assignment, you will need to submit a detailed report of your experience and findings. Affiliate Marketing
Insurance is an industry that hires a lot of telecommuters, and the work-from-home jobs available are quite diverse—including underwriters, appraisers, case managers, insurance agents, as well as positions in IT and project management. While many insurance companies hire these positions directly as work-from-home jobs, others may offer flexible options for existing employees or part-time telecommuting.
Research Costs and Set Fair Starting Prices. Before setting prices for each item, research your local Craigslist website and nearby yard sales to get a sense of how to price them. Remember that many buyers will try to haggle, so set prices a bit higher than your bottom dollar but not so high you’ll scare off first bids. Roughly 10% to 15% higher is a good rule of thumb. Consider bunching low-value items, such as old CDs, into lots of five or 10.
Freelance proofreaders draw on the same skills and competencies as freelance writers and editors, but their career paths are distinct. The best way for someone new to the freelance proofreading game to get started (even with prior writing or editing experience) is to invest in a proofreading course to establish credibility with potential employers. Proofread Anywhere is a great example. With free introductory modules, there’s no obligation if you decide the gig isn’t for you. Internet Marketer
Your Brand Persona and Target Audience. When you eventually start creating content, you have to know who you’re talking to and tailor your brand voice to appeal to them uniquely. If you aren’t targeting the right audience (those people who will lean in to hear what you’re saying), you won’t find success. And, if you can’t find a way to stand out, you’ll blend into the hordes of other brands competing for attention in your industry.
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Provide administrative support from the comfort of your own home and schedule. Virtual assistants can perform a range of services, from scheduling and email management to social media strategizing and event planning. And you can seek to do it full time via an agency or independently on a gig-by-gig basis. Boldly is a staffing agency hiring full-time assistants to work from home in 23 states. Or you can post your services on freelance job boards such as FreeUp and Upwork to connect with potential clients directly. Affiliate Marketer

Do you have photo skills or live in an area where images are in demand? “Stock photography websites are huge repositories of photographs, covering almost every possible subject you could imagine,” advises International Living. So how does it work? Photographers can upload their images to any one of a number of huge databases, allowing magazine editors, designers or any organization with a website to buy them. And the beauty of stock websites: Photos can be sold any number of times—so you can continue to make money without any effort. Photography sites to check out include Shutterstock, Photoshelter and Getty Images. Affiliate Marketer
Accommodate Multiple Forms of Payment. Many deal-seekers carry cash, but you want to accommodate every potential buyer. So in the days leading up to the event, consider purchasing a point-of-sale system that can accept credit cards. Square is a popular and relatively cost-effective option. It doesn’t cost anything upfront and bundles credit card processing fees into one relatively low fee: 2.6% plus $0.10 per transaction, for a net of $97.30 for every $100 charged. It’s a small price to pay to capture the ever-growing cashless consumer demographic. On the day before the sale, visit the bank and grab $100 in small bills and coin rolls to ensure you’ll have enough change for buyers who do prefer cash.
This is the standard affiliate marketing structure. In this program, the merchant pays the affiliate a percentage of the sale price of the product after the consumer purchases the product as a result of the affiliate’s marketing strategies. In other words, the affiliate must actually get the investor to invest in the product before they are compensated. Affiliate Marketing
Comment Policy: We invite readers to respond with questions or comments. Comments may be held for moderation and are subject to approval. Comments are solely the opinions of their authors'. The responses in the comments below are not provided or commissioned by any advertiser. Responses have not been reviewed, approved or otherwise endorsed by any company. It is not anyone's responsibility to ensure all posts and/or questions are answered. Affiliate Marketing
Keep your accounting expertise at home and provide your services virtually. AccountingDepartment.com is hiring accounting professionals for a variety of full-time and fully remote positions that come complete with health insurance, a 401(k) plan and paid vacation time. Beech Valley Solutions is seeking hourly contract accounting pros for ongoing work. Bonus: Bookkeeper tops our list of the 25 best part-time jobs for retirees.
According to Jennifer Stevens, executive editor at International Living, the list is vast, but it isn’t comprehensive. “We created it to give people a sense for the scope of opportunity out there,” says Stevens. “We’ve written lots about the different ways expats abroad fund their lives. Sometimes it’s with online work—like writing or drop-shipping. Sometimes it’s in-person services they provide, from running a consignment store to wedding planning. Certainly, the online opportunities provide great flexibility and portability. But it’s worth pointing out that business owners in many places tell us that it’s much easier to start a business abroad because it’s often less expensive and less bureaucratic than it is at home.”
Get paid to share your opinions. While it's not exactly a job, participating in surveys and focus groups can be an easy way to pick up a bit of extra cash — in some cases, a very little bit. Pay for some surveys can amount to as little as $1 an hour, according to SideHusl, a website that vets opportunities to make money on the side. But other opportunities can be more lucrative: Current offerings on FindFocusGroups.com and focusgroup.com pay $25 to $275 and $50 to $180 a pop, respectively. Earn Online

Demands on Your Time and Personality. Tech support is a 24/7 business. You’ll likely have some freedom to set your schedule, but you’re virtually assured to have some work shifts that don’t jibe with your lifestyle. You’ll also likely be responsible for some holiday and weekend coverage, though how much varies by employer. Finally, you’ll need to be “on” and personable at all times. If you don’t think you’re capable of maintaining a sunny disposition as you near the end of an eight-hour shift, this might not be the job for you.
Appen once again took the top spot on the FlexJobs list. The Australia-based technology services company also has offices in the US, as well as employment opportunities in more than 130 companies. In fact, the company claims more than one million contractors employed globally. As you might expect, they work with some of the biggest companies in the world, especially large technology organizations.
Though the niche is surprisingly varied, proofreading jobs generally fall into two broad categories: general proofreading and technical proofreading. The former covers non-technical, relatively unspecialized media like blogs and books. The latter covers transcripts and other technical materials; court reporters, for instance, are seasoned technical proofreaders. Which you choose depends on your innate strengths as a proofreader and what you’re hoping to get out of the job. Technical proofreading is harder to break into but typically pays better; general proofreading is more competitive but easier to launch.
While any “regular” job requires you to be at work to make money, affiliate marketing offers you the ability to make money while you sleep. By investing an initial amount of time into a campaign, you will see continuous returns on that time as consumers purchase the product over the following days and weeks. You receive money for your work long after you’ve finished it. Even when you’re not in front of your computer, your marketing skills will be earning you a steady flow of income. Earn Online
Want to earn a great income no matter where you live—a house by the sea in Latin America, an historic European city or even on a Greek island? Copywriting could be ideal for you. According to International Living, “copywriting is a mega-industry, ripe with opportunity. And yearning for people who can fuel it with fresh marketing messages and one of the best benefits of the freelance copywriter’s lifestyle is that you can get paid in U.S. dollars…yet live virtually anywhere in the world.” Express Writers has tips on how to become a copywriter and is also a resource for jobs.
Telehealth had been growing in popularity before the coronavirus hit the U.S. and has gotten an extra boost in demand as the health care system has been inundated with COVID-19 patients. Some employers are looking to hire full-time telehealth nurses to answer questions specifically about COVID-19 and help manage the current health care crisis from the safety of their own homes. Other opportunities are available for part-timers. Just be sure to check on licensing requirements. For example, the telemedicine nurse practitioner position with Forward requires a license in California, New York or Washington, D.C. (Bonus points for applicants licensed to practice in more than one of those places.)
Do you have an area of expertise? Share your advice on a blog. If travel is your area of expertise, think about what you have to offer: Are you an expert in luxury travel or budget travel? Can you share advice about certain activities like hiking or shopping? “The more specific you get, the easier it’ll be to attract an engaged audience and to earn money with your site,” advises International Living. The sites Squarespace and Wix have tips on how to create blogs and can also host them.
•The website has no contact information. A legitimate business has a way for you to reach them. Look for an "About" page that offers information on the company or CEO, along with a phone number, address, or contact email. (Try calling the number to see if anyone answers.) A website with only a contact form and no other way to get in touch with an actual human is suspicious.
As more companies transition to a remote workforce, the number of virtual call center jobs increases. Experience in an office call center or even a retail job is often enough to land a home-based call center job. If you speak more than one language, consider getting a bilingual call center job, which tends to have more perks due to the additional knowledge needed. Earn Online

Sage Financials, a cloud accounting solution built on Salesforce that provides accounting, analytics, and reporting tools for small and mid-sized businesses, has an impressive affiliate program that includes a dedicated support team, commission paid directly into your bank account (and currency of choice), and detailed reporting on your performance and earnings. Affiliate Marketing
Other opportunities are easier to get but not nearly as lucrative. Many market research companies have video-watching verticals through which participants can earn points for each view. Swagbucks and InboxDollars are two legitimate options. You can earn points with them, which you can redeem for gift cards and occasionally cash. The hourly rates working out to less than minimum wage in most cases but aren’t bad for a few spare minutes of your time here and there.
As more companies transition to a remote workforce, the number of virtual call center jobs increases. Experience in an office call center or even a retail job is often enough to land a home-based call center job. If you speak more than one language, consider getting a bilingual call center job, which tends to have more perks due to the additional knowledge needed. Internet Marketer
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